Recent changes to the guidelines for Conventional loan programs now allow buyers to use GIFT FUNDS for the entire 5% minimum down payment! That's right, you may be able to purchase a home using Conventional financing without any funds of your own. Why is this exciting? The biggest reason is that private mortgage insurance premiums are generally less expensive on conventional loans than they are on FHA loans.
“The loan process was quick and easy. We can’t say enough good things about Tim – he was great – from the initial contact to keeping us abreast of everything up to and after closing.”
Larry and Cindy Benson
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